Use Your Cards with Care to Protect Credit Rating
Using credit wisely means:
Using credit wisely means:
- Paying your bills promptly
- Keeping a list of all your account numbers in case cards are lost or stolen
- Controlling your spending
- Paying more than the minimum amount due
- Keeping copies of your receipts and checking them against your monthly bill
- Guarding against card fraud and identity theft by cutting up your old cards and shredding statements and unwanted credit card offers